International Health Insurance for Erasmus Students: Everything You Need to Know
Why International Health Insurance Matters for Erasmus Students
For Erasmus students, having international health insurance is crucial to guarantee their well-being and peace of mind while living in a foreign country.
Common Risks During a Stay Abroad
International mobility involves certain risks that you must take into account. From health to personal safety, it’s important to be well informed.
Illnesses and Personal Accidents
Illnesses and accidents can occur unexpectedly. Having coverage ensures quick access to medical care and helps you avoid expensive complications.
Coverage for Permanent Disability and Death
In extreme situations, it is vital to have policies that offer assistance in cases of permanent disability or death, protecting both the student and their family.
Shipment of Medication and Specialist Care
Medical needs may change when you are abroad. Suitable insurance can help with the shipment of medication and access to specialist care when necessary.
Healthcare Services You Should Expect
The quality of medical services can vary depending on the host country. It’s important to know what type of care is included in your policy.
Emergency and Scheduled Medical Care
Insurance should provide access to both emergency medical care and scheduled medical appointments, ensuring that you are never left without assistance.
Medical Centres and Specialist Support
It is essential that the insurance offers a wide network of medical centres and access to specialists so that students receive the care they need.
Assistance with Repatriation and Medical Transport
Repatriation is a critical aspect of medical coverage, especially in serious health situations. It is important to make sure that the insurance also includes this type of assistance.
Third-Party Damage and Personal Liability
Students may be involved in incidents that affect other people. A good insurance policy includes protection in these cases, providing peace of mind in a new environment.
Liability Insurance for Internships and Work Placements
Internships and work placements abroad require liability insurance that covers potential damage caused in a professional context, protecting the student in case of any incident.
Protection in Case of Personal Accidents
Accidents are unpredictable and can have serious consequences. A solid policy should always include coverage for personal accidents.
Permanent Disability Due to an Accident
Adequate insurance will provide compensation if an accident results in permanent disability, supporting the student and their family environment.
