Sanitas Internatinal Residents
A specific health insurance for foreigners
Sanitas International Residents: The Ideal Health Insurance for Foreign Residents in Spain
Sanitas International Residents is a health insurance plan designed specifically for foreigners residing in Spain. This product offers comprehensive health coverage, combining access to Sanitas' extensive medical directory with the option of medical expense reimbursement, giving you the freedom to choose any specialist, both in Spain and abroad. With two coverage levels available (€150,000 and €300,000), this insurance is perfect for those seeking the best medical care without limits.
Sanitas International Residents coverage
Sanitas International Residents stands out for offering comprehensive coverage ranging from medical consultations to surgical procedures, repatriation, and video consultation services. Here are the main coverage options included:
| Coverage | Description |
|---|---|
| Primary Medicine and Specialties | Access to general medicine and more than 50 medical specialties, including pediatrics, gynecology, cardiology, and dermatology. |
| Diagnostic Tests | From basic analysis to advanced tests such as CT and MRI, ensuring an accurate diagnosis. |
| Therapeutic Methods | Coverage for advanced treatments such as chemotherapy, radiotherapy, rehabilitation, and other specialized therapeutic methods. |
| Hospitalization and Surgical Interventions | Comprehensive coverage for hospitalizations and surgeries, with no limit on days. |
| Emergencies Abroad | Coverage for medical emergencies during stays of up to 90 consecutive days outside of Spain, with a limit of €12,000 per year. |
| Dental Coverage | 30 dental services included, covering preventive treatments and some basic treatments. |
| Repatriation in Case of Death | In the event of death, all repatriation costs of the insured person to the country of origin are covered, in addition to the expenses of the companion. |
| Video consultation with specialists | 24/7 video consultations with specialists in all medical areas, also available for general and pediatric emergencies. |
| Second International Medical Opinion | Possibility of obtaining a second international medical opinion in serious cases or complex illnesses. |
| Reimbursement Coverage | Reimbursement of 80% or 90% of medical expenses outside the Sanitas network, depending on the plan chosen. |
Benefits of Sanitas International Residents
1. Comprehensive Coverage with Expense Reimbursement
One of the main advantages of Sanitas International Residents is its medical expense reimbursement option , which allows you to visit the doctor or center of your choice, both in Spain and abroad. Depending on the plan you choose, you can receive reimbursement of 80% or 90% of your medical expenses, with an annual limit of €150,000 or €300,000 , respectively.
2. Freedom of Choice of Doctors and Centers
With this insurance, you have the freedom to choose from more than 51,000 doctors and 4,200 medical centers throughout Spain through the Sanitas medical directory. If you prefer to see a doctor outside the directory, Sanitas will reimburse you according to the limits established in your plan.
3. Coverage Abroad
Sanitas International Residents offers emergency medical coverage abroad for stays of up to 90 consecutive days , perfect for those who travel frequently. In case of an emergency, you'll have access to coverage of up to €12,000 per year for medical expenses anywhere in the world.
4. Dental Coverage Included
This insurance also includes 30 dental services at no additional cost , guaranteeing access to preventive dentistry and some basic treatments. This way, not only will your general health be covered, but your dental health as well.
5. Digital Access with 24/7 Video Consultations
Thanks to the Mi Sanitas app , you can have video consultations with specialists 24/7, for both general and pediatric emergencies. You can also manage appointments, access personalized health plans, and track your medical history digitally.
6. Repatriation and International Services
Sanitas covers repatriation expenses in the event of death , ensuring that, in the most difficult times, your family doesn't have to worry about the management and costs associated with the transfer. This service also includes coverage for expenses for a companion.
Terms and Conditions and Rates
Sanitas International Residents insurance is designed to offer flexibility and adapt to your needs. There are two reimbursement options so you can choose the one that best suits your coverage needs:
Refund Options:
| Plan | Refund | Annual Limit |
|---|---|---|
| Sanitas International Residents 150,000 | 80% of medical expenses | Up to €150,000 per year. |
| Sanitas International Residents 300,000 | 90% of medical expenses | Up to €300,000 per year. |
Grace Periods:
Depending on the type of treatment or service, this insurance has waiting periods . This means that there is a set amount of time from the date you purchase the insurance until you can access certain services.
| Service | Grace Period |
|---|---|
| Surgical interventions from group 0 to II | 3 months |
| Complex diagnostic tests and psychology | 6 months |
| Childbirth or cesarean section | 8 months |
| Complex therapeutic methods and hospitalization | 10 months |
Example of Rates:
| Coverage | Annual Premium |
|---|---|
| Sanitas International Residents 150,000 | From €600 per year , covering up to €150,000 in medical expense reimbursement and access to all the aforementioned services. |
| Sanitas International Residents 300,000 | From €850 per year , offering a 90% refund and coverage of up to €300,000 per year. |
Frequently Asked Questions
1. What does Sanitas International Residents insurance cover?
This insurance covers everything from primary care to hospitalization, surgical procedures, and advanced diagnostic testing. It also offers reimbursement for medical expenses, dental coverage, and emergency care abroad.
2. What are the differences between the €150,000 and €300,000 plans?
The main difference is the reimbursement percentage and the annual limit. The €150,000 plan offers reimbursement of 80% of medical expenses, while the €300,000 plan reimburses 90% of expenses up to the established limit.
3. Does it include dental coverage?
Yes, both plans include 30 dental services , covering preventive and some basic treatments.
4. What happens if I need medical attention abroad?
This insurance includes emergency medical coverage of up to €12,000 per year for stays of up to 90 consecutive days outside of Spain.
5. What are the waiting periods for certain services?
Waiting periods vary depending on the type of service. For example, surgical procedures have a waiting period of 3 months , while complex therapeutic methods require a waiting period of 10 months .
Hire Sanitas International Residents
If you're looking for health insurance that combines comprehensive coverage in Spain with the freedom to choose doctors and facilities, both in Spain and abroad, Sanitas International Residents is your best option. With flexible reimbursement options and a wide range of included services, this insurance guarantees peace of mind anywhere in the world.
Sign up for Sanitas International Residents today and enjoy the security of being protected with one of the best health insurance plans for international residents in Spain. Don't let anything stop you from enjoying your peace of mind!
