Health insurance for SMEs
The most innovative health insurance for SMEs
Sanitas Pymes Digital: The Ideal Health Insurance for Small and Medium-Sized Businesses
Sanitas Pymes Digital is a health insurance plan designed specifically for small and medium-sized businesses that want to offer comprehensive digital health coverage to their employees. This product combines the quality of private healthcare with the flexibility of advanced digital services, allowing employees to manage their health efficiently and conveniently through video consultations, home services, and personalized health programs. With Sanitas Pymes Digital , your company guarantees that your employees will be protected, improving their well-being and, in turn, their productivity.
Sanitas Pymes Digital Coverage
Sanitas Pymes Digital offers comprehensive health coverage that includes in-person and digital medical services. Below is a table showing the main coverages included in this insurance:
| Coverage | Description |
|---|---|
| Primary Medicine and Specialties | General medicine consultations and specialties such as pediatrics, gynecology, cardiology, dermatology, among others. |
| Diagnostic Tests | From basic analysis to advanced tests such as CT scans , MRIs and ultrasounds. |
| Hospitalization and Surgical Interventions | Full coverage for hospitalization and surgical procedures, with no limit on days. |
| Therapeutic Methods | Treatments such as chemotherapy , radiotherapy and rehabilitation , among other specialized therapeutic methods. |
| Dental Coverage | More than 30 free dental services, with up to 21% off additional treatments. |
| Video consultations with specialists | 24/7 video consultations with specialists in different medical areas, available for emergencies and scheduled appointments. |
| 24/7 Digital Emergencies | Access to medical emergencies via video consultation, available 24/7. |
| Home Physiotherapy | Home physiotherapy sessions for employees who need them after a medical procedure or recommendation. |
| Home Delivery of Medications | Employees can receive medication at home or at work within 3 hours. |
| Personalized Health Programs | Nutrition programs, personal trainer, psychology, and other personalized plans through the Mi Sanitas app. |
| Second International Medical Opinion | Possibility of obtaining a second medical opinion from international specialists for serious or complex cases. |
Additional Coverage from Sanitas Pymes Digital
Sanitas Pymes Digital includes greater flexibility in accessing digital healthcare. Below, we highlight the additional coverage:
| Additional Coverage | Description |
|---|---|
| Video consultations | Expanded access to video consultations with specialists in more than 10 medical areas, at no additional cost. |
| Advanced Digital Health | Digital health programs that include continuous monitoring, progress analysis, and personalized adjustments to nutrition, physical therapy, and more. |
| Personal Trainer and Children's Health | Programs focused on improving physical and mental health, with a personal fitness trainer and a children's health plan. |
| Digital Psychology and Physiotherapy | Digital psychology and physiotherapy plans, allowing employees to receive therapy remotely with ongoing monitoring. |
Benefits of Sanitas Pymes Digital
1. Comprehensive and Digitalized Medical Care
With Sanitas Pymes Digital , your company's employees will have access to comprehensive medical care, including in-person and digital consultations , hospitalization, and advanced treatments. The focus on digitalization allows employees to access medical care without having to travel, thanks to video consultations and personalized health programs, improving their quality of life and reducing absenteeism.
2. Flexibility and Convenience for Employees
The ability to receive physical therapy at home , receive medication at home , or access specialized consultations via video call allows employees to manage their health without interruptions to their workday or unnecessary travel. This fosters a more productive and healthy work environment, as employees can efficiently take care of their health.
3. Personalized Health Programs
Sanitas Pymes Digital offers personalized programs to improve employee health and well-being, such as nutrition plans , personal training , psychology , and pelvic floor care. These programs are designed to adapt to each employee's individual needs, promoting healthy lifestyle habits and improving mental and physical health.
4. Reduction of Absenteeism
Thanks to Sanitas' digital services, employees can access medical care quickly and without waiting, helping to reduce absenteeism. The ability to receive video consultations or home care allows employees to continue working while efficiently managing their health.
5. Tax Incentives for Companies
Employee health insurance plans like Sanitas Pymes Digital offer tax benefits to companies. The first €500 per employee is exempt from personal income tax, which represents a significant financial advantage for SMEs looking to offer benefits to their employees without significantly increasing operating costs.
Terms and Conditions and Rates
Sanitas Pymes Digital is available for companies of any size, with competitive rates tailored to each business's needs and budget.
Terms and Conditions:
- Hiring age : From 0 to 75 years.
- No maximum age limit : Employees can continue to benefit from the insurance regardless of their age.
- With or without copayments for most services : In-person consultations and most digital services are included at no additional cost.
- Family coverage : Possibility of including spouse and children in the policy with advantageous conditions.
Example of Rates:
| Number of Insured | Monthly Premium per Person |
|---|---|
| From 5 to 20 insured | Check promotions or available rates. |
| From 21 to 50 insured | Check promotions or available rates. |
| More than 50 insured | Check promotions or available rates. |
Frequently Asked Questions
1. What does Sanitas Pymes Digital cover?
Sanitas Pymes Digital covers in-person medical consultations, hospitalizations, diagnostic tests, and medical emergencies. It also offers access to video consultations with specialists , personalized health programs, and home services such as physical therapy and medication delivery.
2. What home services are included?
Sanitas Pymes Digital includes medication delivery and home physiotherapy. These services facilitate employee treatment without the need for travel.
3. Are there copayments in Sanitas Pymes Digital?
With Sanitas Pymes Digital, you can choose between copayments or no copayments. In-person consultations, video consultations, and digital services are covered at no additional cost.
4. How can I access digital services?
All Sanitas Pymes Digital digital services are available through the Mi Sanitas app , where employees can manage their appointments, make video consultations, and follow their personalized health programs from anywhere.
Improve the Well-being of Your Employees with Sanitas Pymes Digital
Offering health insurance to your employees not only improves their well-being but also contributes to greater job satisfaction and productivity. With Sanitas Pymes Digital , you can provide your employees with access to comprehensive digital medical coverage, including in-person consultations, personalized health programs, and home services.