Sanitas Premium 500.000
The reimbursement health insurance with the highest coverage
Sanitas Premium 500,000: The Most Complete and Exclusive Health Insurance
Sanitas Premium 500,000 is Sanitas' most exclusive health insurance plan, designed for those seeking the best medical coverage, flexibility, and peace of mind for their well-being and that of their family. With a combination of comprehensive healthcare and 90% reimbursement of medical expenses up to a limit of €500,000 per person per year , this insurance is ideal for those seeking access to the best doctors and centers, both in Spain and abroad.
Main Coverages of Sanitas Premium 500,000
This insurance offers comprehensive coverage, including primary care, hospitalization, and advanced treatments, guaranteeing the best medical care in any situation. Below is a detailed breakdown of the main coverages:
| Coverage | Description |
|---|---|
| Hospital Care | Unlimited hospitalization for surgical procedures and medical treatments, with ICU/CVI coverage. |
| Outpatient Care | Primary care and specialty consultations, such as pediatrics, gynecology, cardiology, and dermatology. |
| Diagnostic Tests | From basic analysis to high-tech tests such as CT scans, MRIs, and advanced genetics. |
| Therapeutic Methods | Complex treatments such as chemotherapy, radiotherapy, lithotripsy and endoscopy. |
| Emergencies Abroad | Coverage for medical emergencies during stays of up to 90 days, with a limit of €12,000/year. |
| Dental Coverage | 80% reimbursement of in-network dental expenses, up to a limit of €400 per year. |
| Reimbursement of Medical Expenses | 90% reimbursement of medical expenses outside the Sanitas network, up to a limit of €500,000/year. |
| Second International Medical Opinion | Access to international specialists for consultations and diagnoses in serious or chronic cases. |
| Coverage in the USA | Access to the best medical centers in the United States, ideal for frequent travelers. |
| Hospitalization Subsidy | Compensation of €100/day during hospitalization outside the medical setting, up to a maximum of 90 days per year. |
| Pharmacy Reimbursement | Reimbursement of 50% of medication expenses , with a limit of €300 per year. |
Exclusive Benefits of Sanitas Premium 500,000
1. 90% Reimbursement on Medical Expenses
One of the main advantages of this insurance is the ability to choose any doctor or center outside the Sanitas network, with the peace of mind of receiving 90% reimbursement of medical expenses up to a limit of €500,000 per year. This provides great freedom and flexibility, especially for those who want access to specialized doctors or treatments anywhere in the world.
2. Unlimited Hospitalization Coverage
Sanitas Premium 500,000 offers unlimited hospitalization, covering both scheduled and emergency admissions. This includes complex surgical procedures , prolonged treatments, and ICU/CVI stays without time restrictions, guaranteeing the continuous care you may need.
3. Digital Care and Video Consultations
With Sanitas Premium 500,000 , you have access to a wide range of digital services through the Mi Sanitas app , including:
- Video consultations with specialists in all medical specialties.
- 24-hour emergency consultations , available at any time, for both adult and pediatric care.
- Vital signs measurement from your mobile phone.
- Personalized health plans , with monitoring through the platform.
4. International and US Coverage
This insurance includes international coverage with a limit of €12,000 for medical emergencies on trips of up to 90 days. It also offers access to prestigious hospitals in the U.S. , ideal for those who require the best medical care while traveling or temporarily living abroad.
5. Financial Protection and Subsidies
- Hospitalization subsidy : If you need to be hospitalized outside of Sanitas' medical coverage, you will receive compensation of €100/day , with a maximum of 90 days per year.
- Payment Protection : In the event of the death of the policyholder, Sanitas covers the premium payment for 12 months , ensuring the continuity of the insurance for your family without financial worries.
Rates and Terms and Conditions
Sanitas Premium 500,000 is a no-copayment insurance plan, meaning you won't have to pay each time you access a covered service. It also offers discounts and special conditions to make your experience even more convenient.
Applicable Discounts
- 4% discount for annual premium payment.
- 5% discount if there are three or more insured on the policy.
- 5% discount for seniors over 65 who have been with Sanitas for more than 25 years.
Conditions of Lack
Some insurance services have a waiting period before you can access them. Below is a summary of the main services and their respective waiting times:
| Service | Lack |
|---|---|
| Surgical Interventions (Group 0-2) | 3 months |
| Complex Diagnostic Tests | 6 months |
| Complex Therapeutic Methods | 10 months |
| Childbirth or Caesarean Section | 8 months |
The contracting age is 0 to 64 years , with no maximum term limit, ensuring your long-term protection.
Digital Innovations at Sanitas Premium 500,000
In addition to comprehensive medical coverage, Sanitas Premium 500,000 offers an advanced digital experience that allows you to manage your health from anywhere, at any time.
Personalized Health Plans
Through the Mi Sanitas app , you can access health plans designed specifically for your needs and track your progress with specialists. Some of the most notable programs include:
- Personal Trainer for physical activity.
- Nutrition and Emotional Well-being.
- Smoking Cessation.
- Child Health and Pregnancy Programs.
- Stress Management and Couples Therapy.
These plans allow you to actively participate in your health, with access to consultations via video call, chat, and phone.
Frequently Asked Questions
1. What does Sanitas Premium 500,000 cover?
Sanitas Premium 500,000 is a health insurance plan that covers everything from primary care to specialized treatments, both inpatient and outpatient. It also offers 90% reimbursement at doctors and centers outside the Sanitas network, up to €500,000 annually.
2. Does it include dental care?
Yes, this insurance offers an 80% reimbursement on dental treatments , up to a limit of €400 per year , covering more than 50 dental services in the network of affiliated clinics.
3. How does emergency coverage work abroad?
International coverage covers medical emergencies for stays of up to 90 days , with a limit of €12,000 per year. Additionally, if you travel to the United States, you'll have access to a network of prestigious hospitals.
4. What digital benefits does insurance offer?
Through the Mi Sanitas app , you can access services such as 24/7 video consultations with doctors of all specialties, vital sign monitoring, and personalized health plans.
Hire Sanitas Premium 500,000
If you're looking for the peace of mind of exclusive medical coverage and the flexibility to choose the best doctors and centers anywhere in the world, Sanitas Premium 500,000 is your best option. With comprehensive coverage, generous reimbursements, and a focus on the digitalization of medical services, this insurance adapts to all your needs.
Sign up for Sanitas Premium 500,000 now and enjoy the peace of mind that comes with comprehensive, unlimited health insurance.
