Sanitas Companies
The insurance that adapts to large companies
Sanitas Business: The Ideal Health Insurance to Protect Your Team
Sanitas Empresas is a health insurance plan designed specifically for companies looking to offer comprehensive, digital healthcare coverage to their employees. With access to a network of more than 57,000 doctors and a combination of in-person and digital services, Sanitas Empresas ensures that employees can manage their health flexibly and efficiently, improving their well-being and work performance. With Sanitas Empresas , your company can access personalized, digital healthcare solutions.
Sanitas Business Coverage
Sanitas Empresas offers comprehensive coverage, from primary care to hospitalization, including diagnostic testing and advanced treatments. Below are the main coverages of this insurance:
| Coverage | Description |
|---|---|
| Primary Medicine and Specialties | Access to general medicine consultations and more than 50 medical specialties, including pediatrics, gynecology, cardiology, dermatology, among others. |
| Advanced Diagnostic Tests | Coverage for tests such as MRIs , CT scans , ultrasounds , and laboratory tests. |
| Hospitalization and Surgical Interventions | Full coverage for hospitalization and surgical procedures, with no limit on the number of days of hospitalization. |
| Therapeutic Methods | Advanced treatments such as chemotherapy , radiotherapy , rehabilitation and other complex therapeutic methods. |
| Dental Coverage | More than 30 dental services at no additional cost, including cleanings, extractions, and preventative treatments. |
| Emergencies Abroad | Coverage for medical emergencies abroad for stays of up to 90 consecutive days, with a limit of €12,000 per year. |
| Video consultations with specialists | Video consultations are available with physicians from more than 10 specialties, as well as general and pediatric emergency consultations. |
| Second International Medical Opinion | Access to a second medical opinion from international specialists in serious or complex cases. |
Sanitas Empresas Digital Coverage
Sanitas Empresas Digital offers all the coverages of the Sanitas Empresas product , with an additional focus on digital and home services, allowing employees to manage their health remotely and from the comfort of their home or workplace.
| Additional Coverage | Description |
|---|---|
| Home Delivery of Medications | Up to 6 shipments of medications per year, delivered in less than 3 hours to the employee's home or workplace. |
| Home Physiotherapy | Covered home physiotherapy service, ideal for recovery after surgery or injuries. |
| Home Analytics | Sample collection and analytical testing at home, without the need to travel. |
| Personalized Health Programs | Access to personalized digital health programs, including nutrition, personal training, and health tracking through the Mi Sanitas app. |
Sanitas Business More Digital Coverage
Sanitas Empresas Más Digital includes all the coverage offered by Sanitas Empresas Digital , but offers additional benefits focused on advanced health programs and a greater emphasis on employee convenience.
| Additional Coverage | Description |
|---|---|
| Extended Video Consultations | Video consultations are available with a greater number of medical specialties, ensuring faster and more targeted care. |
| Advanced Health Programs | Advanced digital tracking programs, including psychology , personal coaching , and health plans focused on improving employees' overall well-being. |
| Continuous Digital Monitoring | Employees can receive continuous and personalized health monitoring through the app, with a focus on prevention and improving well-being. |
Benefits of Sanitas Business for your Business
1. Reduction of Absenteeism and Improvement of Productivity
By offering comprehensive digital health coverage, Sanitas Business helps reduce wait times for medical appointments and tests. Employees can access video consultations with specialists, undergo tests, and receive treatments without interrupting their workday. This contributes to reducing absenteeism and improves the company's overall productivity.
2. Flexibility and Convenience with Digital Services
With Sanitas Empresas Digital and Sanitas Empresas Más Digital , employees can manage their health conveniently and flexibly from anywhere. Whether through video consultations, home physical therapy, or medication delivery, this insurance offers services designed to adapt to modern life , reducing stress and improving employee satisfaction.
3. Tax Benefits for the Company
Taking out employee health insurance can generate tax benefits for the company. The first €500 of the insurance premium per employee is exempt from personal income tax, representing significant savings. Furthermore, health insurance is a benefit valued by employees, which helps improve talent retention and the company's perception as an employer.
4. Access to a First-Level Medical Care Network
Sanitas Empresas guarantees access to a quality medical network, with more than 57,000 doctors and 4,500 medical centers throughout Spain. This includes access to prestigious hospitals such as Sanitas La Zarzuela and La Moraleja Hospitals in Madrid, and Sanitas CIMA Hospital in Barcelona. Employees can access fast and effective medical care without long waiting lists.
5. Personalized Health Programs
The insurance includes personalized health programs that allow employees to take preventive care of their health. These programs, available through the Mi Sanitas app , include nutrition plans, personal training, and mental wellness care, helping employees stay in top physical and emotional shape.
Terms and Conditions and Rates
Sanitas Empresas is designed to adapt to companies of any size, with competitive rates and flexible contracting conditions that adapt to the specific needs of each business.
Terms and Conditions:
- Hiring age : From 0 to 75 years.
- Maximum age limit : No age limit to continue enjoying the insurance.
- No waiting periods or pre-existing conditions : For companies with more than 100 insured employees , no waiting periods or exclusions apply due to pre-existing conditions.
- Family coverage : Possibility of including spouse and children in the policy, with advantageous conditions.
Example of Rates:
| Number of Insured | Monthly Premium per Person |
|---|---|
| From 5 to 20 insured | From €55 per month per person. |
| From 21 to 50 insured | From €50 per month per person. |
| More than 50 insured | Special rates and exclusive conditions for large companies. |
Frequently Asked Questions
1. What does Sanitas Business cover?
Sanitas Empresas offers comprehensive medical coverage that includes primary care, hospitalization, specialist consultations, advanced diagnostic testing, therapeutic treatments, and emergency services abroad. Employees can also access digital services such as video consultations and personalized health programs.
2. What is the difference between Sanitas Business Digital and Sanitas Business Plus Digital?
Sanitas Empresas Digital offers all the services offered by Sanitas Empresas , but with a greater focus on home services, such as medication delivery and physical therapy. Sanitas Empresas Más Digital adds advanced health programs and a greater number of specialties available for video consultations.
3. How do I access digital services?
Employees can access Sanitas Business digital services through the Mi Sanitas app. From the app, they can manage video consultations, follow their personalized health programs, and receive ongoing monitoring of their well-being.
4. Does Sanitas Empresas cover emergencies abroad?
Yes, Sanitas Business covers medical emergencies abroad for stays of up to 90 consecutive days , with a limit of €12,000 per year per insured person.
5. Are there copayments at Sanitas Empresas?
Depending on the type of coverage and the plan you have, Sanitas Business may include reduced copayments for some services. Video consultations, digital emergencies, and health programs are covered at no additional cost.
Improve the Health and Productivity of Your Company with Sanitas Business
If you're looking to improve your employees' well-being and productivity, Sanitas Business is the ideal solution for offering comprehensive, digital health coverage. With a broad medical network, access to digital services, and tax benefits, this insurance can be tailored to the needs of any business.
Hire Sanitas Business today and ensure your team receives the best medical care, both digital and in-person. Your company and your employees will thank you!