Sanitas professionals
The most complete medical insurance for the Self-Employed
Sanitas Professionals: The Ideal Health Insurance for the Self-Employed
Sanitas Profesionales is a health insurance plan exclusively for self-employed individuals seeking comprehensive medical coverage, offering the flexibility to choose from various co-payment options and services specifically designed to meet the needs of self-employed workers. With access to a top-tier medical network and additional coverage for workplace and traffic accidents, Sanitas Profesionales is the perfect solution for taking care of your health and that of your family while you continue your professional activity.
Main Coverages of Sanitas Professionals
Sanitas Profesionales offers comprehensive coverage ranging from primary care to hospitalization, ensuring you receive the best medical care in any situation. It also offers coverage specifically designed for self-employed workers, such as sick leave assistance and home support.
| Coverage | Description |
|---|---|
| Primary Medicine and Specialties | Access to general medicine and all medical specialties: pediatrics, gynecology, cardiology, dermatology, etc. |
| Diagnostic Tests | From basic analysis to advanced tests such as CT scans , MRIs and ultrasounds. |
| Hospitalization and Surgical Interventions | Unlimited hospitalization and coverage for all types of surgical procedures, both outpatient and inpatient. |
| Therapeutic Methods | Advanced treatments such as chemotherapy , radiotherapy , rehabilitation and other high-tech therapeutic methods. |
| Emergencies Abroad | Coverage for medical emergencies abroad, up to €12,000 per year , for stays of up to 90 consecutive days. |
| Dental Coverage | More than 30 dental services included, from cleanings to extractions and discounts on other treatments. |
| Repatriation and Accidental Death | In the event of death due to an accident, it covers funeral services and transportation within the national territory, with a maximum capital of €5,250. |
| Total Protection for Self-Employed Workers | Exclusive coverage for self-employed workers in the event of temporary disability: premium reimbursement, assistance with household chores, and on-site physiotherapy. |
| Workplace and Traffic Accidents | Comprehensive coverage in the event of a work-related or traffic accident, at no additional cost or administrative costs. |
Sanitas Professional Options : No Copayment, Plus and Optimal
Sanitas Profesionales offers three product options, designed to adapt to each client's needs and preferences in terms of copayments and monthly premium.
| Plan | Copayments | Characteristics |
|---|---|---|
| Sanitas Professionals Without Copayment | 0€ for each service | For those who prefer to pay a fixed premium and not have to pay anything for each medical consultation or treatment. |
| Sanitas Professionals Plus | The first 6 services are free. From €4 to €10 per visit after the 7th service. Annual copayment limit of €360. | Lower premiums and flexibility in insurance use, ideal for those who need frequent medical visits. |
| Sanitas Professionals Optimal | Progressive copayment: from €4 to €15 per service, with a maximum of 15 services with no cost limit. | Lower premiums with progressive copayments, allowing you to access comprehensive coverage at a lower monthly cost. |
Exclusive Benefits for Self-Employed Workers
1. Specialized Coverage for Workplace and Traffic Accidents
One of the features that distinguishes Sanitas Profesionales is its comprehensive coverage for workplace and traffic accidents, ensuring that, should any eventuality arise, you receive the best medical care without additional paperwork or out-of-pocket costs. This is especially relevant for self-employed individuals who depend on their daily work for their livelihood.
2. Total Protection against Temporary Disability
In the event that a self-employed person suffers temporary disability leave, Sanitas Profesionales offers a refund of the insurance premium during the sick leave period, along with home assistance, such as support with housework, care for children under 16, and home delivery of medications. This protection ensures that, while you recover, you won't have to worry about insurance costs or everyday household chores.
3. Wide Network of Medical Centers and Professionals
With more than 57,000 doctors and 4,500 medical centers throughout Spain, as well as 9 advanced rehabilitation centers , Sanitas Profesionales gives you access to top-level medical care no matter where you are. You can also access the network of 4 Sanitas hospitals in Madrid and Barcelona, with comprehensive coverage for surgeries and hospitalizations.
4. Video Consultations and Digital Services
Through the Mi Sanitas app , you can have video consultations with doctors of all specialties, access digital health programs , and use tools such as vital sign monitoring. These services allow you to take care of your health without having to travel, ideal for professionals with busy schedules.
Terms and Conditions and Rates
Sanitas Profesionales offers competitive rates tailored to your needs, and you can choose from different plans with or without copayments.
Terms and Conditions:
- Hiring age : From 0 to 75 years.
- Maximum age limit : Unlimited, ensuring you can maintain the insurance even at an advanced age.
- Family coverage : Possibility of including spouse and children up to 26 years of age.
Example of Rates:
| Plan | Monthly Premium |
|---|---|
| Sanitas Professionals Without Copayment | Check rates. |
| Sanitas Professionals Plus | Check rates. |
| Sanitas Professionals Optimal | Check rates. |
Frequently Asked Questions
1. What does Sanitas Profesionales cover?
Sanitas Profesionales offers comprehensive coverage that includes primary care, all medical specialties, hospitalization and surgical interventions, advanced diagnostic tests, and therapeutic methods such as radiotherapy and chemotherapy. It also covers work-related and traffic accidents, and offers special protection for self-employed workers in the event of temporary disability.
2. What is the difference between the No Copay, Plus, and Optimal options?
The main difference lies in the copayments and the monthly premium. The No Copayment plan has no cost per visit or treatment, while the Plus and Óptima plans offer a lower monthly premium in exchange for copayments for each service, with annual limits in the case of the Professional Plus plans.
3. Does the insurance cover emergencies abroad?
Yes, Sanitas Profesionales covers medical emergencies abroad for stays of up to 90 consecutive days , with a limit of €12,000 per year per insured person.
4. What digital services are included?
Sanitas Profesionales includes access to the Mi Sanitas app , where you can have video consultations with doctors, access digital health programs such as Fisio Digital and Cuida tu Mente , and track your health by measuring vital signs from your mobile phone.
Protect your health and that of your family with Sanitas Professionals
As a self-employed person, your health is essential to maintaining your business and continuing your activities. Sanitas Profesionales is the perfect insurance to ensure you receive the best medical care, with coverage designed specifically for you, regardless of whether you prefer a plan with or without copayments.
Sign up for Sanitas Profesionales today and enjoy comprehensive coverage tailored to your needs, with access to a broad medical network and exclusive services for self-employed individuals. Your health and well-being can't wait!
