Sanitas - Starts
More economical insurance for companies
Sanitas Launches: The Perfect Health Insurance for Businesses
Sanitas Inicia is a health insurance plan specifically designed for small and medium-sized businesses looking to offer comprehensive healthcare coverage to their employees without sacrificing the quality of private healthcare. With access to an extensive network of doctors and hospitals, advanced digital services, and options to purchase with or without co-payment, Sanitas Inicia is the ideal option for taking care of your employees' health, improving their well-being, and increasing your company's productivity.
Main Coverages of Sanitas Inicia
Sanitas Inicia insurance offers coverage that includes primary care, specialty care, hospitalization, and emergency care. Below is a summary of the key coverages to ensure your employees receive the best possible care:
| Coverage | Description |
|---|---|
| Primary Medicine and Specialties | General medicine consultations and all medical specialties, including pediatrics, gynecology, cardiology, and more. |
| Diagnostic Tests | From basic analysis to advanced tests such as CT scans , MRIs and ultrasounds. |
| Therapeutic Methods | Treatments such as radiotherapy, chemotherapy, rehabilitation, and other high-tech therapeutic methods. |
| Surgical Interventions | Surgical interventions with OMC difficulty level 4. |
| Dental Coverage | Coverage for consultations, cleanings, and basic extractions. |
| Emergencies Abroad | Medical emergency coverage abroad of up to €12,000 for stays of up to 90 consecutive days. |
| Video Consultations and Digital Services | Access to video consultations with specialists and digital services such as vital sign monitoring and personalized health programs. |
| Payment protection in the event of death | In the event of death, Sanitas will pay the premium for 12 months. |
| Second Medical Opinion | Consultation with international specialists in cases of serious or chronic illnesses. |
Exclusive Benefits of Sanitas Inicia for Companies
1. Flexibility in Copayments to Adapt to Your Needs
Sanitas Inicia offers progressive copayment options , allowing employees to access high-quality medical services at a lower cost. The first six services are free , and copayments range from €4 to €10 depending on the number of services used. This flexibility ensures that each company can adjust costs according to its needs.
2. First Level Medical Network
With more than 57,000 doctors and 4,500 medical centers throughout Spain, Sanitas Inicia offers access to an extensive, high-quality healthcare network. Employees can access hospitals and medical centers throughout the country, including the prestigious Sanitas La Zarzuela and La Moraleja Hospitals in Madrid, as well as the Sanitas CIMA Hospital in Barcelona.
3. Advanced Digital Services
Through the Mi Sanitas app , employees can manage their appointments, have video consultations, and follow personalized health programs. Additionally, the app allows them to measure vital signs , access test results, manage authorizations, and much more, all from the convenience of their mobile device. This reduces absenteeism and improves work-life balance.
4. Dental Coverage Included
Sanitas Inicia includes dental services at no additional cost, ensuring your employees also have access to basic dental care. This includes consultations, dental cleanings, fillings, and extractions, ensuring optimal oral health for all employees.
5. Emergencies Abroad
For employees who travel for work, Sanitas Inicia offers emergency medical coverage abroad , up to €12,000 per year , for stays of up to 90 days. This coverage is ideal for companies with employees who frequently travel abroad, ensuring they are protected in any emergency situation.
6. Tax Incentives and Benefits for the Company
This insurance not only improves the health and well-being of employees but also offers tax advantages. The first €500 of the insurance cost for each employee and family member is exempt from personal income tax. Furthermore, purchasing health insurance like Sanitas Inicia helps reduce absenteeism, improves productivity, and strengthens the company's corporate image.
Terms and Conditions and Rates
Sanitas Inicia is designed to adapt to the needs of businesses, offering competitive rates and flexible contracting conditions to ensure all employees and their families can access the best medical care.
Terms and Conditions:
- Hiring age : From 0 to 75 years.
- No maximum age limit : Employees can continue to benefit from the insurance regardless of their age.
- No waiting periods : For companies with more than 21 insured persons, waiting periods do not apply, except in the case of childbirth.
- Family coverage : Possibility of including spouse and children in the policy with advantageous conditions.
Copayment Structure:
| Number of Services | Copayment Amount |
|---|---|
| From 0 to 6 services | 0€ |
| From 7 to 10 services | 4€ for each service |
| From 11 a.m. to 3 p.m. services | 7€ for each service |
| From service 15 | 10€ for each service |
| Dental services | €3 per consultation |
Example of Rates:
| Number of Insured | Monthly Premium |
|---|---|
| From 5 to 20 insured | Consult. |
| From 21 to 50 insured | Consult. |
| More than 50 insured | Consult. |
Frequently Asked Questions
1. What does Sanitas Inicia cover?
Sanitas Inicia offers coverage that includes primary care, specialty care, advanced diagnostic testing, hospitalization, emergency care abroad, and basic dental services. It also provides access to video consultations and other digital services.
2. What are the copayments at Sanitas Inicia?
With options to contract with or without co-payment.
3. Does this insurance cover emergencies abroad?
Yes, Sanitas Inicia covers medical emergencies abroad , with a limit of €12,000 per year for stays of up to 90 consecutive days outside of Spain.
4. Is there a waiting period?
For companies with more than 21 insured , there are no waiting periods, except for births. For policies with fewer than 21 insured, some coverages have waiting periods that vary depending on the service.
Protect the Health of Your Employees with Sanitas Inicia
Offering health insurance to your employees not only improves their well-being but also strengthens their commitment and loyalty to your company. With Sanitas Inicia , you can ensure your employees have access to the best medical care while enjoying the flexibility of insurance with progressive co-payments and advanced digital services.
Get started today and improve your team's health. Your company and your employees will thank you!