Health Insurance for Spanish Residency: Meet Requirements with Confidence in Alicante
Moving to Spain is an exciting adventure, but bureaucracy can be overwhelming. One of the strictest requirements—and a common reason for visa rejections—is failing to have the correct private health insurance.
At Sanitas Alicante, we are not an impersonal comparison bot or a distant call center. We are your local agency, physically based in the province. We understand exactly what the Alicante Foreigners Office (Extranjería) demands, and we offer policies designed to ensure your residency application is a success.
Our "Thrive" Purpose: We don't just provide a document for a visa. We empower you to live longer, healthier, and happier lives as you start your new chapter in Alicante.
Official Requirements: What the Government Demands
Whether you are applying for a Non-Lucrative Visa (NLV), a Golden Visa, or a Student Visa, Spanish law is uncompromising. A simple travel insurance policy will not suffice.
For your application to be approved, your insurance must provide coverage equivalent to the Spanish National Public Health System. This means it must strictly meet these 4 pillars:
- No Copayments (Sin Copagos): You cannot pay a fee for every doctor's visit. You must have unlimited access to consultations and emergencies covered by your premium.
- No Waiting Periods (Sin Carencias): Coverage must be active from day one. (For residency applications, we waive the standard waiting periods on specific qualifying products).
- Full Coverage (Cobertura Completa): It must include primary care, specialists, diagnostic tests, hospitalization, and surgeries.
- Repatriation: In the unfortunate event of death or severe illness, the policy must cover transport back to your home country.
Why Choose Sanitas Alicante for Your Residency Process?
You will find many "cheap" offers online, but be careful: Immigration officers reject policies with fine print or limited coverage.
From our local office in Alicante, we manage policies for new expats every day. We provide:
- Immediate Official Certificate: We issue the specific document requested by officials, worded correctly to prove full coverage.
- Personalized Management: If the administration asks for additional documents, your personal agent at Sanitas Alicante is here to help sort it out. We speak your language.
- Responsibility & Expertise: We know which products (such as Sanitas Mas Salud or Sanitas International Residents) work 100% for these legal procedures.
More Than Just "Paperwork": Your Health in Alicante
Once you have your residency permit, your real life begins. This is where Sanitas Alicante stands apart from generic websites.
Health requires adaptation. By contracting with us, you access the most powerful medical network in the Costa Blanca:
- Top Hospitals: Direct access to prestigious centers like IMED Levante, IMED Elche, HLA Vistahermosa, or Sanitas' own network.
- Local Specialists: We help you find English-speaking doctors near your new home, whether you are in Alicante city, Benidorm, Javea, or Torrevieja.
- Digital Health (BluaU): Need a prescription fast? Our app connects you with doctors via video call in minutes—perfect for when you are still getting settled.
FAQs: Health Insurance for Residency
Is travel insurance enough for residency?
No. Generally, travel insurance only covers emergencies and has financial limits. For residency (stays over 90 days), you need a complete private health insurance policy, renewable annually, with no limit on medical expenses within the network.
How long does it take to get the documents?
With Sanitas Alicante, the process is fast. Once the policy is finalized, we can issue your coverage certificate within 24-48 hours, ready to present at your appointment or the Spanish Consulate in your home country.
I am a student, do I need special conditions?
Yes, student visas require a specific policy covering the full duration of your course. We have special plans for international students at the University of Alicante (UA) or UMH, tailored to meet legal requirements at a competitive price.
Secure Your Residency and Your Peace of Mind Today
Don't risk your residency permit with the wrong insurance. Trust the agency that combines the power of Sanitas with the warmth and local expertise of an Alicante neighbor.
Ready to start? Contact us for a free quote and expert advice on which policy guarantees the best path for your move to Spain.